Don’t Underestimate the Power of a Financial Literacy Quiz

身为欧元区较弱经济体之一的意大利,是欧盟国家中获得中国企业投资最多的。这主要归因于倍耐力(Pirelli)和中国化工(ChemChina)达成的79亿美元交易。法国排在第二位,通过旅游和基础设施行业的一系列大笔交易获得36亿美元投资。
If a child on the street who has nothing, is willing to share, why are we who have everyting still so greedy? 如果一个孩子在自己一无所有的时候都能愿意分享,为什么拥有一切的大人却如此贪婪?
衡量散货大宗商品贸易的波罗的海干散货运价指数(BDI)已经触及历史低位。2014年超过美国成为世界最大贸易国的中国本月报告,1月出口和进口都出现两位数下降。正在经历一个多世纪以来最严重衰退的巴西从中国的进口暴跌。
达奇斯说:星巴克在社交方面总是排名前列,2012年也不例外。公司通过社交在2012年赢得了1900万新的粉丝,它针对用户在家和出门的产品也成为用户津津乐道的谈资。
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It seems that Christmas time is here once again, and it is time again to bring in the New Year. We wish the merriest of Christmas to you and your loved ones, and we wish you happiness and prosperity in the year ahead.又该迎接新的一年了。我们向你及你的亲人们致以最美好的祝福,愿你在新的一年里事业兴旺,幸福美满!
But we at The BostonConsulting Group believe that the current dip in China’s growth will not endureand that, under Xi’s leadership, China’s economy is destined to continuegrowing at a rapid clip. In fact, we are confident last week’s reforms willcontribute mightily to China’s growth between now and 2020. We stand by our base case forecast that China will deliver$4 trillion in growth over the next decade and combine with India to deliver a$10 trillion prize — an economic powerhouse driven by booming middle classconsumption and growing overall optimism. No one can perfectly forecastthe future … and in our book we describe scenarios where growthslows. But we remain optimistic and positive about China’s future.
It all started when Beatty opened the envelope to read the winner for best picture. He looked confused, took a long pause and then glanced at Dunaway. "Come on!" Beatty handed the envelope to Dunaway, who announced: "La La Land!"

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宝能投资集团董事长姚振华是2015年财富榜的黑马,他的财富在一年之内上升了820%,达到172亿美元,使他上升到财富榜第四位。
More than 40 percent of consumer goods exported to China last year through e-commerce platforms fell short of standards, China's top quality watchdog said.
A Beautiful China where the sky is blue, the land is green, and the water runs clear
农林牧渔和服务业是应届毕业生签约行业中薪资水平较低的行业,月薪分别为3347元和3115元。
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Yes. With the US Federal Reserve likely to raise interest rates a few times in 2018, trading is likely to be choppy in emerging markets. Sometimes it may feel a bit like a rerun of the 2013 “taper tantrum”. However, average GDP growth will rise to 5 per cent, up from a forecast 4.7 per cent this year. This will mostly be because Russia and Brazil, which have stumbled, will bounce back.
如果法国总统奥朗德在2012年上任后没有主动减薪30%,他的排名还能更靠前。

We also measure deeply personal aspects of personal finance. These are often unconscious and can be the difference between success and failure. If a person has a bad internal association with money, increased knowledge of personal money management techniques might never be implemented. If a person treats money poorly, their behavior might sabotage conscious efforts toward financial wellness. All financial literacy classes should consider the behavioral side of personal finance.

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PC demand has been hit by competition from smartphones and tablets, along with longer lifecycles for PCs. Shipments fell in all regions around the world and have declined for five quarters in a row, according to IDC's figures.
adj. 有营养的,滋养的
据Birinyi Associates的数据,今年迄今为止,各家公司已经宣布了376项股票回购计划,总额高达2,610亿美元。这个数字与2012年相比增长了近72%,但与回购创下纪录的2013年相比,略微有所回落。
007系列电影主题曲第二名:蒂娜·特纳--《黄金眼》
他们在培养核心球员,寻求合适的角色球员。他们可是湖人队啊,对他们而言,很有可能会有一到两个有实力的自由球员主动投怀送抱。
nutritious
And this year, the Nobel Prize has defied the convention of celebrating big by presenting the biggest prizes to discoveries on the smallest scales.
TextPride changed its name to Swyft Media and launched a platform that pushes emojis and stickers from new brands into messaging apps. Brands pay for the privilege, as they would with a regular ad campaign.
专家表示,2016年对中国电影业来说是非凡的一年,因为它实现增长的同时面临着多种挑战,包括互联网的快速发展、中国观众日益高雅的品味和国家的经济衰退。

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A pair of post-mumblecore comedies about self-realization and its limits. Mr. Bujalski’s is a flawless screwball triangle (with Guy Pearce, Cobie Smulders and Kevin Corrigan as the sides) masquerading as an easygoing hangout with the oddballs of Austin, Tex. Ms. Piven surveys the darker territory of mental illness and daytime television. Thanks to Kristen Wiig’s astounding performance (as a lottery winner named Alice Klieg), “Welcome to Me” is a portrait of an American dreamer that is unsettling and inspiring in equal measure.
共管公寓和合作公寓一直在严令整顿,编写警告备忘录,对违规居民罚款。对于租房者来说,打破规则就可能会危及租约。共管公寓正在加强安保措施,要求门卫仔细观察来访者,同时要求居民为来访的客人签署授权表格。这类操作还引起了保险界的关注。
赢家:小牛
Swiss school IMD comes top in the ranking of open-enrolment courses, available to all working managers, and jumps two places to second for customised programmes, which are tailor-made for corporate customers. Iese of Spain holds on to the top spot in the custom ranking and remains second in the open ranking.
It will be interesting to see which direction they go at the trade deadline. They have a handful of solid players along with Brook Lopez.
Matt Damon was named best actor in a comedy or musical motion picture for his role as a stranded astronaut in The Martian.
根据中公教育(一家统计公务员报考人数的机构)的数据,在今年公务员考试报名的第六天,也就是周二,累计报考人数已超过45.96万,其中周一一天的报名人数几乎达到10.3万。

The latest survey also showed the country had a narrower gap between genders in 2015. As to the structure of genders, the male-to-female ratio last year was 105.02, lower than the 2010 ratio of 105.2.
7. 建立声誉。
54集电视连续剧《花千骨》绝对是刷爆朋友圈热门话题。2015年夏天播出以来,《花千骨》就名噪一时。这部由霍建华和赵丽颖主演的电视剧改编自Fresh果果的同名网络小说。这部改编电视剧颇具美感,中国水墨画风格的外景,加上盛世美颜的男女猪脚,成功吸引了80多万微博粉丝(《花千骨》电视剧官方微博)。该剧2015年6月首播,以女性的视角讲诉了一个孤儿成为女神的心路历程,以及她经历的旷世虐恋。
Had the North Koreans not set off another nuclear test at the weekend the big story this week on the Korean peninsula might have been the Trump administration’s odd timing in announcing its plans to pull out of a trade deal with Seoul.
I'm not worried about Philly, Phoenix, or Minnesota. They're young, they're rebuilding. If they make strides, great. If not, take another high pick. The Nets are the Nets and we should talk about them in a minute.

《量子破碎》
n. 笔画,击打,一笔(画)连续的动作,中风,
然而,这可能被欧洲和中国的投资下滑抵消,如果中国打算在一定程度上由投资于资源耗费高的建设项目,转向投资于水净化等对大宗商品依赖不强的基础设施项目,那么中国投资对全球贸易的影响将会加大。
随后,学生们将饮水机移动到教师办公室,之后老师便报了警。
NASA and the other American agency that maintains long-term temperature records, the National Oceanic and Atmospheric Administration, issued separate data compilations on Friday that confirmed the 2014 record. A Japanese agency had released preliminary information in early January showing 2014 as the warmest year.

The NFEC also provides a certification program which turns out the top personal finance speakers in the country. These speakers know that an effective financial literacy program depends on being able to demonstrate positive change in the participants’ knowledge. That means conducting the money management quiz both before and after the training to find out how much they’ve learned.

即便这些改进最终会降低长期成本,遵守这条法律可能还是颇具挑战性。此外,2015年是各楼盘停用6号取暖油、改用污染更少的4号油的最后期限。
韩国文化部一位名叫黄记泳(Wang Ki-young,音译)的主管周五表示,中国当局已要求北京的旅行社从3月中旬起停止韩国游项目。黄记泳表示,此举或扩展至其他省份。
The full list of this year's honorees follows.
这个夏天,诺埃尔将成为受限制自由球员,考虑到他公认的防守能力、未开发的潜力和乐透秀身份,他期望得到一份慷慨的补偿合同,即使他的职业生涯上场时间还不足5000分钟。
长久以来,科学家一直在研究干细胞分化为心脏组织的潜力,今年当他们创造出可以自己搏动的心脏组织时,这一研究工作达到了一个重要的里程碑。
Tech giant Tencent's founder Pony Ma topped the list, with a fortune of 279 billion yuan, followed by Alibaba's Jack Ma, and Evergrande Group's Xu Jiayin, with their personal worth reaching 260 billion yuan, and 229 billion yuan, respectively.
201512/415505.shtmlBritish business schools shine in the 2015 Financial Times ranking of European institutions. Not only has London Business School (LBS) kept its crown as the best business school in Europe but three other schools in Britain have achieved the biggest rises since last year.
在作品中,她围绕这台机器创造了一整个世界:人类、带着大礼帽的鲸鱼和龙居住在其中。
他说道:“我们也在见证一个有关多样化的积极的发展。在过去,大多数中国企业的专利申请主要集中在信息通信技术领域,但是现在有越来越多的专利申请出现在了发动机、泵体、涡轮机、汽车行业以及生物技术等领域。”
The runner-up was Lucy Kay, with Bars and Melody in third place.

The NFECs’ Financial Literacy Quiz was developed through years of research and conducting interviews with over twenty-thousand people nationwide. The test is designed for all ages (12 and older) and can be used as a pre- and post-test in conjunction with the 全国房贷利率连续18个月上涨 or as a way to measures one’s current financial capability. This can also be used as a learning tool. The correct answers are provided for those that take the financial literacy quiz to aid in the education process

足球赛艇皮划艇帆船
demo人民+-ic…的]→人口统计的
他在一则电话采访中向汤森路透基金会透露:“外出打工应该只是一个选择。但是对于2亿人来说,却是没得选择的选择。”
为了尝试遏制煤炭消耗量的增长,中国正在可再生能源和核能领域投入巨资,但尽管付出了这些努力,中国迄今为止依然是最大的温室气体排放国。中国每年因化石燃料燃烧和水泥生产排放100亿吨二氧化碳,几乎是美国的两倍,但美国的人均排放量依然远远高于中国。
Facebook的品牌价值增长44%,该公司增加了新的功能,包括平安信使(Safety Check),让用户迅速通知家人和朋友他们是安全的。Elspeth Cheung表示,这些创新提高了这家媒体集团作为一个不可或缺的全球联络媒介的重要性,同时增加了其对广告商的价值。

“When I started in this business, Brooklyn was the alternative. Now it is a choice,” said Diane M. Ramirez, the chief executive of Halstead Property. “I see Queens becoming that way. The Bronx is not that far down the line.”
The US has overtaken India as the leading user of anti-dumping and other trade defence cases, with China and its steel sector the biggest target, according to research.
n. 土耳其

对于就读EMBA的创业者而言,学校和校友关系网的支持同样很重要。约四分之三的创业者认为,学校和校友网络在自己创办公司时都有帮助或非常有帮助。“校友的支持对创业构想的审查以及为公司找到合适的人脉非常关键”,一位学员说。
奥巴马取得胜利,也以为着在接下来四年的发展道路:关于国家开支、税收、医疗健康、政府的角色,还有应对中国发展和伊朗核问题等的外交措施。
This year, China will further enhance international cooperation in fighting corruption, said a statement adopted at the second plenary session of the 19th CPC Central Commission for Discipline Inspection.
Vegetable price growth more than doubled to 13 per cent year on year, helping push food inflation to 3 per cent, up from 2.7 per cent in September.
我们在中高速行进当中也会系紧安全带,不会让风险“急性发作”,更不会发生区域性或者系统性的风险。
2010年中国的房价将达到顶点?
人类在过去50年的平均寿命比人类存在的20万年中的平均寿命要长的多。目前,人类的平均寿命是70岁,1950年的平均寿命是47岁,两者存在很大的差异。

Knowledge of personal finance subject matter is also measured over the ten key topics contained within the financial literacy quiz. Measuring ones knowledge allows 4月份70个大中城市有67城新房价格上涨 商住价格稳中略升l to determine areas that the participants understand and those topics which they may need to cover again.

受原油输送问题影响,纽约商品交易所交易的美国基准西得克萨斯中质油价格已持续走低。虽然这些问题近来有所缓解,但美银美林(Bank of America Merrill Lynch)基本大宗商品研究部门主管舍尔斯(Sabine Schels)怀疑这些问题不会消失。
Maybe not a supernova player, but a good one who could get them right back on solid footing more quickly than these other teams we're discussing. Play out the season, pay off your debt, and move forward without that hanging over your head.
A 19-year-old girl, referred to as Guo Lingling (this may be a pseudonym), was allegedly struck and kicked repeatedly by her so-called instructors after failing to ask permission to go to the bathroom. An autopsy report showed she died from skull injuries and brain damage.
根据人社部的一份报告显示,雇主们在第一季度通过公共就业服务机构共招募了520万名职工,这一数字同比去年减少了229000人,也就是下降了百分之4.5。
Contrary to the consensus view -- which assumes that smartphones in China will only get cheaper -- she cites research showing that the average selling price stablized last yearand has actually started to increase as Chinese users trade up to higher-quality smartphones.
Next year, more tech workers will speak out, following former Facebook employees Sean Parker and Chamath Palihapitiya, who have condemned social media’s addictive properties.
《帕丁顿熊2》
单词temporary 联想记忆:
The online notice about the retraction lists all 107 articles and 524 authors, nearly all of whom are clinical cancer specialists from China. The hospitals named are all top public institutions.

If he wins the primary, he would face off against first-term Republican Gov. Phil Scott, 59.
4.The Mask Of Zorro
"He was not on the intelligence services' radar," added the prime minister.
May the beauty and joy of New Year remain with you throughout the new year!愿新春美景与欢乐常伴随你!