10 Trends for Finance to Navigate Now

For CFOs to champion functional change that will drive business goals, they can't ignore key trends molding finance of the future.

To 行业变革引导环保家装新时代、新潮流 and drive enterprise growth, CFOs plan plenty of change in finance analytics, technology and processes, but emerging trends are likely to shape their priorities.

以美元值计,11月中国的出口总值同比上升12.3%,比10月的出口总值同比增速6.9%有所提高,高于路透社(Reuters)调查的经济学家给出的预测中值5%。
China has attained key targets outlined by the 12th Five-Year Plan by the end of 2015 to become a genuine giant trader, Gao said at a national meeting on commerce work.
adj. 透视的

"Sydney's housing prices shot up because foreign investors are buying trophy assets, in places like Bondi," says Elliot.
Experts waited until dark had fallen before detonating demolition charges which brought down 150000 square metres of concrete glass and steel in 10 seconds.
黄金市场可能会对美元以及美国加息的前景着迷。但还有一个因素正在逼近:金矿供应下降。
In addition, the last quarter of 2016 marked the first time that Huawei achieved a double-digit global market share.

10 Key Trends Shaping Finance

产能过剩等问题突出 我国建材业转型遇四大良机

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Trend 1: Digital is creating a skills disconnect

挪威
在苏富比的拍卖会上,有少数几幅作品的拍卖价格远高于预估价,比如德比的约瑟夫·赖特(Joseph Wright of Derby)1780年的一幅风景画,它描绘的是奥古斯都大帝的女儿朱莉叶(Julia)被流放到萨莱诺湾(Gulf of Salerno)的一个洞穴里。
All-cash buyers. Skittish lenders. Skyrocketing prices. Anemic listings. These realities haunt buyers, turning the house hunt into a demoralizing slog. Unfortunately, buyers will probably have to soldier through another year of a market that favors sellers.
中国领导人会刺激国有经济。资助更多的扩张性增长项目,比如用以支持城镇化发展的基础建设的投资,包括大量的房屋、学校、公路等方面的建设。

n. 贡献,捐款(赠)
4. 西班牙企业学院
THE NIGHTLY SHOW WITH LARRY WILMORE (Comedy Central, Jan. 19) Mr. Wilmore’s topical comedy show replaces “The Colbert Report” at 11:30 p.m. and represents the latest opportunity to introduce some diversity to late-night programming. No pressure there!
1.Rain Man

Read more: 新沪南?荷兰小子:时间、品牌见证一切

Finance of the future

Some would argue that Carly Simon's theme to The Spy Who Loved Me is the best James Bond theme song ever. They may have a point, but maybe what's really going on is that this is just "the best song from a James Bond movie." It's a fun tune, catchy as hell, romantic and beautifully sung. But nothing about this seems to specifically evoke James Bond, his adventures, his history or even his films. "Nobody Does It Better" is still a winner by any estimation; there's just happens to be a reason why it didn't crack our top five.
Golden State equaled the 1957-58 Celtics as the only defending champions to win their initial 14 games. The Warriors are one of five teams in NBA history to begin 14-0, and will travel to Denver looking to keep it going Sunday.
精准扶贫脱贫
奥运会是世界各国放下分歧、从事体育运动的时刻。不过这究竟能否付诸实践,还是有争议的。虽然运动员们一定会专注于比赛,不过长期存在的分歧很难会被他们的祖国遗忘,即使是暂时遗忘。
In a bid to raise awareness of one of the world's most endangered species and the Chengdu Panda Base in China, the 108 performers were hard to miss as they entertained Londoners and children during school visits with conservationist and base ambassador Nigel Marven.

Learn more: A股冷对降准短期或将调整 楼市高库存压力仍存

Trend 2: Demand for decision-ready data

The reason for its high valuation is based on the fact that it was the first time China Post released stamps featuring the Chinese Zodiac since the establishment of the People's Republic of China in 1949.
根据中国商业杂志《新财富》发布的2018年中国富人榜,位列榜单前十大亨的财富总和达1.72万亿元,首次突破千亿元大关,在榜单500位富人财富总和中所占比重达18%。
Included will be messages about smoking causing cancer and women who give the charmer a run for his money as 'little twists' have been added to make the story suitable for the modern reader.
蓝天在未来不会也不应该成为奢侈品。

《风流医生俏护士》首播时,鹰眼和诱捕者这两个角色原本同等重要,也正是在这样的条件下,韦恩·罗杰斯才同意扮演诱捕者约翰。然而,当艾伦·艾尔达开始对这个角色进行改动并对整个剧情走向产生更大影响时,鹰眼使诱捕者这一角色黯然失色。
n. 分开,抽印本
With U.S. e-commerce activity approaching 10% of all retail sales, more merchants are shopping around for easy-to-use platforms that get them selling online quickly.
三严三实:既严以修身、严以用权、严以律己,又谋事要实、创业要实、做人要实
In the US, New York, California and Texas received the most investment. Chinese firms invested $5.4bn in New York, the top beneficiary, with most of the money spent on three big financial services and real estate deals.
[di'rekt?, dai'rekt?]

Bursts of color are instant energy suppliers. If you can, paint your walls or use furniture and accessories to provide a colorful oomph.
HEC Paris and London Business School have tightened their grip on the top of the Financial Times rankings of pre-experience and post-experience Masters in Finance programmes respectively, having dominated the finance rankings since they were first published in 2011.

Finance of the future

在其他杯赛中,尽管没有做调查,但同样也呈现出类似趋势。
the truly embarrassing press conference from Vlade Divac, the leaks of Vivek Ranadive's lust for Buddy Hield, and the failure to sell off a host of spare veteran roster parts that theoretically could have been turned into picks.
One of the best James Bond theme songs wasn't actually played over the opening credits, so we're giving it our first honorable mention. This enormously romantic song from On Her Majesty's Secret Service is one of the few James Bond themes that helps tell the story of the film, in which our hero finally meets the love of his life. (Alas, it was short-lived.) Satchmo warbles his trademark warble, our hearts melt, and a classic is born.
n. 非法移民

Read more: 防水涂料上2016国家质检总局重点抽查家居产品榜

Trend 3: (Re)centralization of finance analytics

体操、蹦床、竞技体操、艺术体操、
We learned that you can never turn a wolf into a pet dog.
By turns breathtaking, hilarious and disturbing, Jonathan Glazer’s extraordinary, erotic film achieves a rare blend of fantasy and realism

吉祥猴的水墨设计草图由中国当代艺术家、北京奥运会吉祥物“福娃”的创作者之一韩美林设计的。这幅中国传统水墨画的设计被网友认为“萌萌哒”,代表了中国传统艺术风格。节目制作人将吉祥猴命名为“康康”,在中国表健康之意。
尽管这些物质都十分微小,但相关科研成果的意义却是巨大的。

The ground-breaking discoveries in physics, have ignited a firestorm of research, and it’s only a matter of time before their research leads to advances as unimaginable to us now as lasers and computer chips were a hundred years ago, Laura H. Greene, president-elect of the American Physical Society told The New York Times.
release
Starting a business can wreak havoc on the owner’s personal life. While all the above tips are necessary for success, taking care of yourself mentally and physically is also imperative. Exercise, sleep and diet play a central role in ensuring you implement these policies successfully. All of them drive attitude, motivation and relationships.
3.Good problem solver

Read more: 以次充好、虚高价格成为卫浴行业常见乱象

Finance of the future

顾伦德.查达哈的这部殖民题材电影讲的是1947年的英印权力移交及其余波。当时蒙巴顿勋爵夫妇的府邸有500名仆人,他们中有印度教徒、穆斯林和锡克教徒。休.博内威利和吉莉安.安德森饰演主人公夫妇。
The Spring Festival Travel Rush, also known as Chunyun in Chinese, or Spring Festival Travel Season / Transportation Peak is considered to be the largest annual migration.It is the special period when China faces an extremely high traffic load, which results in great transportation problems, especially on the railway services.
pne以前+vi路[引申为走]+ous→以前走过的→以前的
associate
1. Wal-Mart Stores
尽管这笔节省下来的钱目前看来相当可观,但其实远不够填补随之而来的不断升高的患病率所增加的社会负担的窟窿。
苹果(Apple)正面临着市值跳水的窘境,苹果股价从去年9月至今已下跌了35%。众多卖方分析师纷纷献计献策,现在甚至有人建议苹果推出廉价iPhone。摩根士丹利(Morgan Stanley)公司的凯蒂?休伯蒂对中国这一全球最大的智能手机市场进行了分析,并给大家算了一笔账。

Learn more: 多家上市房企受“拷问” 监管逻辑聚焦发展质量

Trend 4: Reporting goes on-demand

这项技术曾经运用于武器,但是运用在仿生腿上会更复杂。误读信号可能导致安装者跳下桥或站在开动的车辆前,依靠思想控制的仿生腿需要比武器更为复杂的程序。正如研究者指出的那样:如果你使用仿生胳膊,而胳膊动作做错了,可能只是手肘偏移预订位置。而如果仿生腿动作做错了,那可能就是生命安全问题了。
Renters
Accounting and finance grads will be in demand too, the poll says. Note to college students already looking ahead to the summer: 52% of employers in the survey said they prefer to hire graduates with internship experience.

These documentaries use the standard tools — archival footage, talking-head interviews, carefully selected musical cues — to write history in the present tense. In the era of Black Lives Matter, the stories of the Black Panthers and the jazz singer and activist Nina Simone could hardly be more relevant. Mr. Nelson and Ms. Garbus tell them beautifully.
The predictions of no further action in an annual Financial Times poll of eurozone analysts came despite Mr Draghi’s attempts to convince markets that the ECB remained primed to act should inflation and growth across the single currency area continue to disappoint.
史蒂夫?乔布斯(Steve Jobs)去世后的三年中,维权投资者对苹果发起了攻击,一些人对没有乔布斯的苹果是否还能成功也失去了信心,但现年54岁的库克一直沉着应对。今年,他走出了前任的影子,以自己的一套价值观和议程给苹果公司打上了印记:他引进了新鲜人才,改变了苹果管理巨额现金的方式,扩大了苹果与外部的合作,更加关注社会问题。
vt. 祝贺

Finance of the future

This has given “edtech” start-ups, such as Silicon Valley-based Coursera and London-based FutureLearn, a foothold in the market. Expect them to continue this year, perhaps with a merger with a bricks-and-mortar higher education establishment.
create增长,产生+ive →有创造性的
特约专栏作家安东尼·盖尔恩是Paragon欧洲合作伙伴的常务董事。目前位于伦敦。
The writer is a senior associate at the Carnegie Endowment and a former World Bank country director for China. Read other predictions for the world economy, politics and finance in 2012 at www.ft.com/thealist

Read more: 门窗行业五大消费行情解析

9 Strategic Imperatives for CFOs

Darkest Hour

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Trend 5: An emerging fourth era for ERP

美国航天局还表示:“新记录比旧记录高出这么多,以前只有1998年出现过一次。”
adj. 流行的,大众的,通俗的,受欢迎的
香港科技大学(Hong Kong University of Science and Technology)和凯洛格管理学院(Kellogg School of Management)合办的中美EMBA项目重新夺回英国《金融时报》100个最佳EMBA项目排行榜的冠军宝座。

Consumers are feeling better. Consumer confidence is at the highest level in four years, thanks to improvements in jobs, housing and the stock market. In the wake of the recession, Americans whittled down their debts, avoided borrowing and delayed purchases. That means the stage could be set for stronger consumer demand, which could nudge businesses that have put off hiring to add more workers. 'Business has likely pushed productivity growth as far as possible,' Principal Global's Mr. Baur says, suggesting employers will need to boost payrolls to meet stronger demand.[qh]
发布日期:2015年春季
《一位德国女权主义先锋在痛苦中回顾过去》(A Pioneering German Feminist Looks Back in Anguish)

Finance of the future

Will a stable and liquid bitcoin futures market develop
Teach First在2002年创立之初的目标是鼓励更多的毕业生尝试教学。由于担心该国最优秀的人才都被吸引至伦敦金融城、会计和法律行业,它希望为公立学校培养一些人才,以解决教育不平等问题。
图表二显示的是实际联邦基金利率(计入通胀因素后)和实际自然利率。可以再次看到,当联邦基金利率高于自然利率时,新兴市场危机更为常见。
We will continue to transform government function.
他会在自己的独唱专辑中尝试什么样的歌曲呢:《Sweet Creature》(《可爱的人儿》)和《Ever Since New York》(《自从来到纽约》)是温馨的原声抒情歌曲;而在《Kiwi》(《奇异果》)这首歌中,他大声地炫耀着自己的欢乐;《Two Ghosts》(《两只幽灵》)则是一首为分手而惋惜的歌曲。
8. Julia Roberts - $12 million

Read more: Some industries will likely pick up faster than others. Industries such as construction and manufacturing will probably begin to hire sooner. Retail, tourism, and hospitality, which depend entirely on consumer spending, will probably be among the last to recover.

Trend 6: The AI revolution has begun

只有两个人知道奥斯卡奖获奖名单,他们负责审计整个流程,这两个人就是PwC公司的税务顾问玛莎?瑞兹和会计师布莱恩?卡利南。
每个人都喜欢饼干,但是买一个智能烤箱似乎可以多烤一点。这个烤箱承诺在短短10分钟内就烤好饼干,但不考虑时间的因素,使用老式的烤箱似乎更容易做更多饼干。
If managers suspect you're looking elsewhere, your LinkedIn profile is often the first place they'll snoop, says Jenny Foss, founder of the career blog JobJenny.com and author of "Ridiculously Awesome Job Search Kit." "It's where a lot of people tend to get busted," she adds。
立场:呼吁结束政府停摆局面

7.戛纳的“女性之年”并走运
玛戈特·瓦尔斯特伦(Margot Wallstrom)
The excavators think the cemetery datesback around 1,700 years, to a time when Kucha was vital to controlling the Western Frontiers (Xiyu) of China. Since the SilkRoad trade routes passed through the Western Frontiers, control of this key region was important to China's rulers.

Finance of the future

历史学家希望解开有关理查三世的谜团,公开证据以反驳他杀害了两个年轻侄子的说法,重点关注他在位两年期间的成就,包括建立了保释制度和法律援助制度。
There's a crucial element in team building called planning that often seems to elude those franchises that are stuck in the mud.
勤勉尽责干事创业。
在就业增长前景最好的州当中,西部各州占据了主导地位。在排名前十位的州当中,只有两个州位于密西西比河以东,分别是佛罗里达州和乔治亚州。其他排名前五位的州是科罗拉多州(预计年度就业增长2.6%)、北达科他州(2.5%)和佛罗里达州(2.5%)。
US schools are rebuilding their strength in this ranking, with their number increasing to 51. This had dropped below 50 for the first time in 2016, down to 47. Six of the eight new or returning schools are from the US.
It predicts index funds, or those that track commodities indices, to be back in the agricultural market in the second half of 2017, as they look for a hedge against inflation.
由人社部社会保险事业管理中心近日发布的这项报告显示,企业职工养老保险基金的收益率达到3.1%,创6年来新高。

Read more: 北京共有产权房正常开发票 子女上学一视同仁

Trend 7: RPA is putting internal controls at risk

Song “Give Me Your Love”(Zhang Jie and Yoga Lin)
但同比而言,厦门涨幅为43.9%,排在第二位,仅落后于安徽省会合肥,后者为47.6%。65个城市同比上涨,5个城市同比下跌,这表明虽然房价可能不会像以前一样迅速攀升,但上涨仍然具有普遍性而且较有韧性。
该研究基于数亿个安全问题的答案以及数百万条恢复账号登录的请求。

科派斯塔克说,人们对经济紧缩和欧元稳定的忧虑使得过去一年欧元区城市的生活成本指数降低了,而加拉加斯能跻身前20则是由于人为的高汇率管制。
Christopher Nolan's World War II feature is probably just about the front runner for best film.

Finance of the future

与此同时,苹果正在引入昂贵的新组件,包括OLED显示屏,使手机正面成为一个连续屏幕。深度感应摄像头将提供“增强现实”新功能,并允许手机通过人脸识别(而不是指纹)解锁。
3.视频编辑:增长了19.2%
James Bond Themes 7. "Nobody Does It Better" by Carly Simon
请接受我节日的祝贺。
4. Stop eating, gotta get those cheekbone sharp enough to cut butter.

Read more: 家居建材企业加速上市 推动整个行业转型升级

Trend 8: Unlocking growth through supplier innovation

4. Outsourcing placement services.
金维刚补充说道:“去年前三季度职工平均工资增长幅度大致在6.3%,而我国2016年GDP增速则为6.7%。这两项都要比之前一年有所下降。”
Yp-V]1tK*%w-SI%Uzt!USrR-s|8#ab-AFvX-TD[
The Great Recession had devastating effects across the U.S. and few places were as hard hit as Arizona. The state was booming on the strength of its tourism and real estate markets during the 2000s. Median home prices jumped 70% between 2003 and 2006—only Nevada had bigger gains—fueling more building and construction jobs. Monthly unemployment was at 3.5% through much of 2007. But then the bottom fell out. Home prices plummeted more than 50% from their peak and 6% Arizona properties received foreclosure filings in 2009. Unemployment stubbornly remained in double-figures for most of 2009 and 2010 and only Nevada lost a higher percentage of jobs over the last five years. Household incomes declined at the fastest rate in the country since 2008.
Oklahoma City GM Sam Presti, no stranger to deadline deals, pulled off a clean win bysending Cameron Payne, Joffrey Lauvergne and a second-round pick to Chicago in exchange for Taj Gibson and Doug McDermott.

Chinese state media reported that box office revenue growth was 13.5 percent in 2017, with this year marking only a modest decline.
莱昂纳多·迪卡普里奥和嘎嘎小姐在今年金球奖拔得头筹。
v. 调查,检查,测量,勘定,纵览,环视
在不到一小时前,11月中国官方制造业PMI指数公布,为49.6,是连续第四个月收缩,也低于经济学家49.8的预期。在谈到这一PMI指数时,澳新银行(ANZ)分析师表示:“由于增长势头疲软和通缩压力加剧,我们预计当局会进一步放宽货币政策并继续实施扩张性财政政策,以阻止经济在2016年进一步放缓。”

Finance of the future

德布勒森是继首都布达佩斯之后的第二大城市,也是消费水平较低的匈牙利的中心地带。
Weaker demand from emerging markets made 2015 the worst year for world trade since the aftermath of the global financial crisis, highlighting rising fears about the health of the global economy.
3.The Andrea Yates Trial Inspired Desperate Housewives
此外,该报告还指出,雨果博斯、雪佛兰和舒洁则跌出了该榜单。
statement

Read more: 媒体评中介违规:明明能凭专业"吃饭" 为何偏要靠"挖坑"

Trend 9: Growing use of global business services

10. How to find IP address
8. 随着养老金抽干州市财政,就业前景疲弱
Leatrice Eiseman, the executive director of the Pantone Color Institute, said the joining of the two colors reflected “a soothing sense of order and peace” — presumably an attractive thing to incorporate into a product at a time of insecurity and global turbulence. It also implies that there is no line between “us” and “them.”

Consoles: Xbox One
Given a choice, Chinese university graduates prefer to find employment rather than start a company.
汤姆·汉克斯(Tom Hanks)的小金人一点也不孤单,他把因影片《费城故事》(Philadelphia)和《阿甘正传》(Forrest Gump)获最佳男主角奖而获得的小金人放在奖杯架上,周围还有足球奖杯和过去某个母亲节颁发的“全世界最伟大的母亲”奖杯。
“An interviewer walked inta closet instead of the meeting room.”

Finance of the future

Tesla says it enjoys sales per square foot at its showrooms that are double that of Apple . The tech company is currently considered the industry leader.
The names of some of these public Facebook groups, Mic reported, were "Harvard Memes for Elitist 1% Tweens", "UCLA Memes for Sick AF Tweens" and "USC Memes for Spoiled Pre-Teens".
There's a crucial element in team building called planning that often seems to elude those franchises that are stuck in the mud.
The Portuguese school has risen 31 places over the past two years since its International Master in Management course was first included in the ranking.
2.Yeah, I’ll start working on that ASAP! – Because telling you I have 10 things to do first would just irritate you。
The other two tweets from Obama that made the list were posted when he was leaving the office.

Read more: 构建房地产调控长效机制没有回头路

Trend 10: Cost scope is harming efficient growth

10. 经济学在害死经济,但就像可卡因成瘾者一样,我们停不下来
坦白地说,这部电影2017年可能筹备不好,但是以防万一我们还是把它归进来。这是拉斯洛.奈迈施的第二部电影,2016年早些时候他凭借《索尔的儿子》摘得奥斯卡最佳外语片。《日落》是一部关于成长的电影,背景设定在一战前夕的布达佩斯。
泰勒·斯威夫特vs. 凯蒂·佩里
在《醉乡民谣》(Inside Llewyn Davis)中,编剧兼导演乔尔?科恩(Joel Coen)和伊桑?科恩(Ethan Coen)兄弟俩挥之不去的忧伤情绪转化成了令人难忘的戏剧性场面。我觉得我的评论本应澄清,这部关于流行文化牺牲品的悲歌有一种特别的味道;其中一些部分相当阴郁。奥斯卡?伊萨克(Oscar Isaac)在片中出演一位自暴自弃的民谣乐手,宿命般地献身于他的艺术,他的卓越表演令这部影片极其震撼人心。
Man got to sit and wonder ‘why, why, why?’

Stanford's Zhenan Baohas has developed a super-flexible, super-durable, and super-sensitive material that can be the basis for future synthetic skin. People have tried developing synthetic skin before, but Baohas's material handles touch sensitivity better than any predecessor. It contains organic transistors and a layer of elastic, letting it stretch without taking damage. And it's self-powered—this skin contains a series of elastic solar cells.
There are two concerns about taking a so-called survival job. It could distract you from your job search, and potential employers may have trouble envisioning you in your previous professional role.
乔布斯正在展示 iPad 2。2011年3月,旧金山
French business schools top the 2017 ranking. Edhec Business School, based in Lille and Nice, leads the field for the first time. HEC Paris, which dominated this ranking since its first edition in 2011, drops to second place.

Read more: 新区推进老旧小区改造 助力建设15分钟生活圈

Finance of the future

“We weren’t looking to throw the bums out, as they might say about an election. We were just really impressed with a flood of new powertrains, ” says Drew Winter, WardsAuto World Editor-in-Chief. “What was great yesterday might be less impressive tomorrow because engine technology is changing so rapidly.”
May the New Year be a time of laughter and real enjoyment for you. Best wishes.
在7月31日的分析师电话会议上,特斯拉的董事长兼CEO埃隆o穆斯克亲手给“特斯拉热”又添了一把柴。这次会议上爆出的“大新闻”并不是特斯拉第二季度产量再次提升并超过了收益预期。
As we get closer to relegating 2014 to the history books, your local stock market guru most likely couldn’t be happier to see those books slammed shut.

This article is based on insights that are part of an in-depth collection of research, tools, templates and advice available to Gartner clients. Gartner for Finance Leaders clients can read more in 米兰家具展将在华开分展? 是拓展市场还是噱头.

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I want to be in your arms this New Year.我要在你的怀抱里度过今年的春节。
在原油市场连续数年获得新兴市场需求的支撑之后,快速增加的原油供应很可能会在2014年拉低油价,油市形势将继续随着这种供需动态变化而发生改变。

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