If nothing else, it's clear that when it comes to the summer, the NBA season doesn't really ever stop. It just switches gears.
Amanda from Ohio says, “I’m a long-time Money Girl podcast listener and want to know if you could do a show on taking a loan from your employer-sponsored 401(k) plan. Is a 401(k) loan a good idea if you need quick access to cash, and what pitfalls should you look out for?”
In this post, you’ll learn 10 pros and cons of taking a loan from your 401(k) or 403(b). We’ll cover everything you need to know to understand how these loans work, potential problems to avoid, and tips for making wise financial decisions.
10 Pros and Cons of 401(k) Loans You Should Know
Remedy: When we make a major decision such as accepting (or turning down) a job offer, we tend to exercise confirmation bias. If we think we made a good choice, we prioritize information that supports this view and if we fear we’ve made a mistake, we zero in on intel or impressions that reinforce this gut feeling. If you habitually doubt your competence when it comes to making career decisions, the issue is less about the subjective quality of your past choices and more about building confidence in your ability to guide your career in a satisfying direction and exert some degree of control over the outcomes of your choices. Addressing this could involve recalling the circumstances under which you made a particular choice and the priorities you held at the time and noting how they differ from the circumstances and priorities under which you’re evaluating those decisions. It could also involve working with a career coach to identify patterns in your decision-making and to help you bolster areas in which you’d like to increase your confidence – risk taking or negotiation, for example.
Britney Spears continued her fall in the standings, after being knocked down from number 1 to number 5 in 2009, only to land at number 10 in 2010 as rising stars such as Lady Gaga and Justin Bieber become more prominent.
Rios is no stranger to hard work. She moved to the U.S. from El Salvador when she was a child. She graduated at the top of her high school class and raised a family while putting herself through college. She was not intimidated when she started Nation Waste Inc. At just 22, months after graduating from the University of Houston, she took out loans and purchased two trucks, jumping into the male-dominated waste-removal industry. Today, her Houston-based company has 24 full-time employees. "It is pretty amazing when I look back and see, I started as a little girl entering the United States with my parents and now I am truly living the American dream," says Rios.
The Magic are the single-most mystifying team in this entire exercise. They make little sense on paper or on the court.
12-year-old girl finds ancient Egyptian amulet
The rise of ephemeral social networks
It was 8.9% in 2015 and 9.9% in 2014. The expenditure accounted for 2.11% of last year's total GDP, compared with 2.06% in 2015.
But that recovery has also seen the size of bonuses drop: last year the average payout was Rmb12,821 ($1,861), about Rmb2,000 more than in 2015 but still roughly Rmb800 below the 2014 average. More than a quarter of those surveyed who saw their bonus shrink last year blamed the decrease on poor company performance.
The various mustaches were conceived by the designer Frances Hannon, who has built a number of facial hair styles for Bill Murray in Anderson films (“Rushmore,” “The Life Aquatic With Steve Zissou”). Here, she asked many of the actors to grow out their facial hair so she would have the option to cut it in any shape she wanted.
I know this takes time, but it'll ensure you really know your stuff. And that's why you're going to school. Right?
The list features several ineffective passwords that have, for some reason, long maintained their hold among internet users.
This taxation is similar to a Roth IRA. However, a Roth at work has a significant advantage because there’s no income limit. If you have a high income, you become disqualified from contributing to a Roth IRA, but that’s not the case with a Roth 401k or 403(b).
The 12 US schools that appear in this ranking are the most gender balanced on average, with cohorts that are 48 per cent female.
这是伦敦商学院(London Business School)和哥伦比亚商学院(Columbia Business School)合办的EMBA-Global项目首次跌出前5名。
See also: 众多房企看好北京市场 再掀进京热潮
How a 401(k) Loan Works
The most sought-after job as of Tuesday remained a position offered by the China Employment Training Technical Instruction Center in Beijing, which had drawn 1,430 applicants, the institute said.
Central China's Hubei province surpassed Hebei province for the first time to rank 7th with 3.2 trillion yuan, up 8.1 percent.
You`d love to know the balance of forces that shape and move your ponytail, right? That`s why Joseph Keller, Raymond Goldstein, Patrick Warren and Robin Ball received this igNOMINIOUS prize!
When I find myself wanting to shout “No!” to an opportunity, that’s a sure sign to me that the answer should probably be “Yes.” So, I take a deep breath and analyze the situation as objectively as possible.
When a cup is placed on a dispenser, a magnet lifts to let beer flow in.
3. Grow your hair slightly longish, if it isn't naturally wavy (poor you), wear curlers to bed every night.
My grandmother’s favorite poem was Invictus by William Ernest Henley. My father hung a copy of it on our kitchen wall, so I grew up reading it every day: “I am the master of my fate; I am the captain of my soul.” I think the best advice I can give anyone – especially someone just starting out in business – is to embrace your role as master of your own fate. Recognize opportunities when they arise and get comfortable saying “Yes.”
In contrast to Hunter’s, her Piano co-star Anna Paquin’s Oscar seems to have no fixed abode, flitting between her sock drawer and on the floor next to her boots.
9.Fantastic Beasts and Where to Find Them
Only the US-based MIT Sloan School of Management, in fifth place, prevented French institutions from sweeping the top five positions.
又或者，今年是一群有跟虐待、性或其他有关的故事要讲的女性。她们其中几个人在我们的页面上分享了“我也是”(#MeToo)的经历。卡洛塔·加尔(Carlotta Gall)讲述了汉达·阿亚里(Henda Ayari)的故事。后者是一名拥有北非血统的法国公民，也是一名反萨拉菲派活动人士。她指控牛津大学某知名教授强奸了她。
Morocco is a gateway to Africa. Major tourism cities in the North African kingdom include the capital of Rabat, Casablanca – the country's largest city - Marrakesh and Agadir.
Supply-side structural reform: Cutting overcapacity, destocking, deleveraging, reducing costs and identifying growth areas
'She enjoys it and we don't force her to do anything she doesn't want to do.'
The immediacy for a larger-screen iPhone comes partially from the Asian market where Samsung’s phablets have made significant inroads. Assuming that Apple’s agreement with China Mobile includes these upcoming products, the pricing adjustments that normally occur with new iPhones could make the iPhone 5C significantly more affordable and attractive to the Chinese market. This would begin to make sense of the 5C, which so far seems to be a sales disappointment for Apple. Perhaps the important thing about the 5C is that it is not the 5S, so that down the road it can be discounted without putting price pressure on Apple’s flagship.
Red ones mean passion and romance, yellow ones speak of friendship, and pink can express your thanks.红玫瑰代表热情和浪漫，黄玫瑰象征友谊，粉玫瑰则表达谢意。If
The FT European Business School Ranking 2016 measures the quality and breadth of schools’ postgraduate programmes. It is based on their performance in the five main rankings published by the Financial Times each year: MBA, Executive MBA (EMBA), Masters in Management (MiM) and the two rankings for executive education. Only schools that take part in all five are eligible for a full score.
During the summers, Good Humor ice cream trucks visit the company's campuses every other Friday during lunchtime. In the fall, cider and doughnuts are served twice a month, mid-morning.
The Big Tech backlash will spread to technology industry employees in 2018, as many question whether the work they do really is saving the world.
The most badass super-villains assigned to protecting people, that's Suicide Squad for you. A government agency called A.R.G.U.S recruits villains to perform dangerous tasks that in turn reduces their prison sentence. The task force includes Joker, Deadshot, Harley Quinn, Boomerang, Killer Croc and several other villains from the DC Comics universe.
But the carriers are having a more difficult time over the winter holidays. About 30 percent of winter holiday flights were delayed in 2012, on top of significant delays in 2011 and 2010. You can check holiday flight statistics from the Transportation Department on its website.
China’s foreign exchange reserves posted their third-largest monthly decline on record last month, central bank data showed yesterday, renewing worries about capital outflows after reserves had appeared to stabilise.
●"Florida man dies in meth-lab explosion after lighting farts on fire"
Basics of a 401(k) Hardship Withdrawal
The Martian was named best comedy or musical motion picture.
Overall, starting a company ranked lowest among reasons cited for undertaking an EMBA (rated 5.5 out 10). Students’ main motivations were learning about management (9.1), networking (8.3) and increasing earnings (8.1).
这部由塞巴斯蒂安.马拉比(Sebastian Mallaby)所著的《知者：格林斯潘传》(The Man Who Knew)，是这项奖金额为3万英镑的奖项的第12位获奖者。该奖项奖励的是年度“最令人瞩目和愉悦的”图书。
"No one really knows how (end times) would look and how God would bring it about," Cox said.
Zheng Gang, a member of the CPPCC National Committee and deputy mayor of Danzhou city, Hainan province.
Pros and Cons of Taking a 401(k) Retirement Account Loan
1. You receive funds quickly.
Here are some of the trends that emerge from this year’s BrandZ rankings:
Do you feel any of your worksare underrated or wished was a little bit more popular?
Apple Inc.'s Chief Executive Officer Steve Jobs is shown in this combination photo of file photographs dating (top row L to R) July 2000, November 2003, September 2005, (bottom L to R) September 2006, January 2007 and September 2008. Jobs will take a medical leave of absence until the end of June because his health problems are "more complex" than he had thought, shocking investors and sending the company's shares down as much as 10 percent on January 14, 2009.
Best Companies rank: 32
A number of nude photographs have been leaked online after several female students offered the photos in exchange for high-interest loans via an online lending platform.
The Handmaid's Tale
2. You get a relatively low interest rate.
The fear was over downward mobility and cultural changes; the anger was against immigrants and indifferent elites.
Unless Charles Oakley successfully sues owner James Dolan, the highlight of the Knicks' 2016–17 season will be Kristaps Porzingis winning the Skills Challenge at All-Star Weekend.
戈尔迪·霍恩（Goldie Hawn）曾因影片《仙人掌花》（Cactus Flower）获最佳女配角奖，她的奖杯坐落在一个非常富有禅宗气息的地方——她的“印度房间”，她常在这里冥想。她的小金人并不是唯一一个和主人有共鸣的奖杯，罗素-克洛（Russell Crowe）曾在影片《角斗士》（Gladiator）中身着罗马战士裙装，扮演了一个威猛、极具感情和个性的古罗马战士--司令官马克西姆斯，他的奖杯放在鸡舍中，因为克洛相信小金人能够保佑母鸡下出更大的鸡蛋。
3. You don’t have a credit check.
Referencing the American chat show host, he quipped: 'I've always wanted to meet Jay Leno,' before laughing to himself. Clearly unimpressed, Dallas Buyers Club star Jared hit back: 'Sorry, what was your name again?'But audiences seemed to pick up on the atmosphere between the two, with one viewer joking: 'Think Jared Leto got a bit paranoid about Grinder looking at him.'
4. You can spend it as you like.
10. Deepika Padukone - $10 million
Cristiano Ronaldo, the superstar footballer who earned 61 million pound last year, usurped long-term leader Floyd Mayweather Jnr into first place. The retired boxer, who fought just once in the last 12 months, earned pound 30 million.
The Lego Batman Movie
5. You have a short repayment term.
Although Chinese domestic suppliers have expanded their market share to 32.7% in 2016, the trend was reversed in 2017, as their share shrank to 26.8%, said Qu Daokui, president of China Robot Industry Alliance.
Another indicator of bitcoin’s momentum is the number of mainstream businesses that accept it. In 2014, Microsoft MSFT -0.84% , PayPal, Dell, and Dish Network DISH 2.24% , among many others, announced they would accept bitcoin as payment for a range of products. Those companies joined companies such as Target (which accepts Gyft, which can be purchased with bitcoin), Overstock.com, and WordPress. Even the publisher of Fortune, Time Inc. TIME -0.40% ,began accepting the cryptocurrency for magazine subscriptions. Yahoo YHOO -1.02% also added bitcoin to its Yahoo Finance tracking site last year, lending the currency additional legitimacy, and Google Finance GOOG -1.30% quickly followed suit. “Adoption of bitcoin is becoming more commonplace, and we feel it is relevant to our industry and to our users,” a Yahoo spokesperson told CoinDesk. Don’t be at all surprised if Yahoo soon goes even bigger on bitcoin—whether by acquiring a bitcoin startup or some other announcement—as part of CEO Marissa Mayer’s ongoing effort to make the stalling search giant more hip.
Overseas tourists continued to shun Beijing through 2013.
'For what is really exceptional, not seen on the market, there are really clients looking for such investments,'
Bottoms Up is the revolutionary new way to serve beer. The Bottoms Up system saves time, eliminates waste and awes customers!
6. You can’t borrow more than the legal limit.
11. Arctic and Antarctic sea ice volumes both fall to an all-time low
Halloween is just a few days away. Which means, if you haven’t gotten your costume or decorations sorted out yet, you might want to start doing that pretty soon.
Your vested balance is the amount of money in the plan that you own. You’re always 100 percent vested in retirement contributions that you make. However, you may not own some or all of the contributions that your employer made, such as matching contributions or profit-sharing.
Well, at least Hilary has won something this year. I'm sure she's thrilled.
Thor: Ragnarok was so much funnier than you could ever expect it to be, and it's all thanks to the genius of Jeff Goldbloom combined with the genius of Taika Waititi—the latter of whom both directed the movie AND played a extremely earnest dude made out of rocks.
7. Your payments must be deducted from your paycheck.
由西班牙IQS商学院、台湾辅仁大学(Fu Jen Catholic University)和旧金山大学(University of San Francisco)三家合办的管理学硕士项目排名升幅最大。其全球创业管理硕士项目的排名上升34位，至第43位，逆转了去年下滑19名的势头。这是唯一一个在三大洲授课的项目，其在国际课程体验方面排名第一。
McGowan has also hit out at Meryl Streep, saying that it is 'literally impossible' the actress knew nothing of Weinstein's sexual proclivities until last autumn.
8. You must pay non-deductible interest.
The two gunmen who slaughtered 12 people at satirical newspaper Charlie Hebdo,Cherif Kouachi and his brother Said, were likely among those who had left the country to "to be trained to kill and to sow terror".
The clothespin dates back to the 1800s, but in 2016 it became "smart." Meet Peggy, the laundry peg that's supposed to "help you lighten the load" by telling you when the washer cycle is over and if the weather is nice enough to hang your clothes outside. The device connects to your phones and sends you alerts when the weather changes or when you need to remove your clothes.
Also, note that the interest you pay on a retirement plan loan isn’t tax-deductible. If you plan to use the money to buy a home or pay for education, you’d be better off getting a mortgage or a student loan. These products allow you to deduct all or a portion of your interest from your taxable income.
9. You miss out on potential market gains.
According to Brett Mills, senior lecturer in film and television studies at the University of East Anglia in the UK, Friends was the first sitcom that directly addressed the problems faced by twenty-somethings. Watching the show feels like reading the story of a young person’s life.
10. You could have an expensive late payment.
A disturbing and often bleak analysis of the automated future of work has been named 2015’s business book of the year.
Be passionate about learning.
In some ways, Life Is Strange couldn’t be more different than Dontnod Entertainment’s sci-fi action game Remember Me, but in other ways, the episodic adventure game is similar. Both games use Unreal Engine 3 technology to create beautiful worlds to explore. And both titles also feature a strong female protagonist. Set in Arcadia Bay, Oregon, players take control of teenager Max Caulfield and embark on an adventure that will span five interactive episodes.
当城市规划部门明年初（2015年——译注）提出初步的建议方案时，布鲁克林的东纽约(East New York)地区将被列为试点。随后，重新区划进程就将在该处全市最穷社区之一内展开。而紧随其后的，将是针对皇后区的西法拉盛(Flushing)的提案。
Should You Take a 401(k) Loan?
在《招魂》一举成功后， 埃德·沃伦和罗琳·沃伦夫妇又推出了其续集《招魂2》。 影片讲述了1977年发生在伦敦的一个真实故事——恩菲德招灵事件。
'Inside Llewyn Davis' finds the Coen brothers, Joel and Ethan, in a hauntingly somber mood that somehow translates into memorable drama. I think my review should have made it clearer that this elegy for a casualty of pop culture is a special taste; some of it is fairly glum. So much of it, though, gets to something stirring by way of Oscar Isaac's phenomenal performance as a self-defeating folk singer fatefully dedicated to his art.
Disparity between the 34 cities surveyed was still greater, as the the average bonus of over Rmb15,800 in Beijing was more than triple the lowest-paying city of Shenyang, the provincial capital Liaoning located in China’s northeastern rust belt.
节目18 杂技《冰与火》，赵丽 张权
If you do much hiring of freelancers, you’ve probably considered outsourcing the outsourcing. There are several great services that can help, each with varying business models. For example, Bolton Remotewill build your team with vetted, offshore contractors. Another provider,Hubstaff, starts with your project in mind and then matches you with project specialists. Using an outsourcing placement service will save time instead of trying to do the recruiting yourself. These firms typically offer free recruiting and placement services but take a cut of the hourly rate.
There's a difference, though, in a team like Miami that's playing its young guys and trying to build a core while taking on losses, and, say, the Magic, who are trying to jump-start a stalled process.
For all these reasons, I recommend not taking money out of your retirement plan if you can help it. Consider other options—such as getting a mortgage, a home equity loan, a student loan, or using money in your IRA—before borrowing from your 401(k) or 403(b).
5. 地缘政治事件。不久之前，石油供应稍有差池，油价就会飙升。比如说2014年初，利比亚内乱造成该国石油出口中断，油价应声上涨。在伊拉克， 极端组织ISIS领了部分地区，石油供应中断的顾虑也造成油价急剧攀升。然而，自此之后，地缘政治事件对油价的影响大为减弱。2014年最后几周，利比亚再现战事。但市场仅在油价短暂上扬后便把这一问题抛诸脑后。不过，历史一再证明，地缘政治危机是对油价影响最大的短期因素之一。（财富中文网）
The list also has some movies that earned awards at the 67th Berlin International Film Festival in February, such as the best movie winner On Body and Soul and best director winner The Other Side of Hope, by Aki Kaurismaki of Finland.
Australia is the No. 8 Best Country overall. The Land Down Under – No. 4 in Quality of Life and No. 9 in Adventure – also ranks in the top 10 in terms of education.