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6 Free Excel Templates for Budgeting, Expense Tracking, and More

Today I thought I’d share a couple of spreadsheets with you to help you stay on top of your finances. They’re oldies but goodies.

这是2015年1月11日发布在伊斯兰主义社交网站上的视频截图,显示了一个自称为AmedyCoulibaly的男人,声称就是他在2015年1月9日杀死了犹太超市的四个人质。
6. Make a plan.

All-In-One Personal Finance Spreadsheet

科学家周日表示,2013年,全球温室气体排放量增加了2.3%,达到历史新高。这个最新迹象表明,在控制全球变暖方面,国际社会的努力仍远远不够。
The recession may be over, but the job market recovery is lagging way behind. And experts say the situation may get worse before it gets better.
Supporting Actor in a Limited Series or Movie: Sterling K. Brown, “The People v. O. J. Simpson: American Crime Story”

1. Personal Balance Sheet: This is simply a listing of all your assets and liabilities. It totals up to give you your personal net worth.

2. Personal Income Statement: This includes your income and all your recurring expenses. While this isn’t a full-blown budget, it will help you to visualize what you “have to” pay each month.

3. Financial Goals: It’s important to keep your financial goals in mind when your viewing net worth and income vs expense. This keeps the big picture in mind.

4. Online Log-in Credentials: If you’re worried about security you don’t have to use this section, but I like to have all of my log-in information in one spot so that my wife could pick up the pieces if something happened to me.

This sheet will help you:

Season\'s greetings and sincere wishes for a bright and happy New Year!
That possibility was backed up by a list of top-tier cities the statistics bureau began tracking recently
比利时和乌拉圭这两个袖珍之国因为包容性最大限度地增强了自己的实力,巴西、阿根廷、西班牙和德国这四个本届杯赛的夺冠大热门肯定会对他们特别小心。他们将会是有力的提醒,告诉世界小国家通常也能一击致命,就像巴西本土的小动物蚊子和蝎子一样。

In truth, slower growth of about 8 per cent could be better for China and for the world. More environmentally sustainable and equitable outcomes would ease popular concerns and higher consumption would ease tensions over global trade.
他说,他和他的女朋友经常通过书信往来,当时他还在上学。他们最后确实结婚了,而且有了4个孩子。
Snap, however, has sunk to about $15 after initially rallying from its IPO price of $17 in March, damping some expectation of further activity involving so-called decacorns, tech companies that have achieved valuations of $10bn or more through private funding.
e出,pi,sode与sell的过去试sold发音一样:出门把pi卖了,这绝对是人生的一个插曲。

138万!北京一个天价停车位=三线城市两套房?

Download This Sheet:

北京公积金中心指定二手房评估公司涉垄断 已主动纠正
营改增落地两月 广东二手房交易税费减负超千万

Monthly Expense Tracker

里尔宁援引了荷兰经济政策分析局(CPB Netherlands Bureau for Economic Policy Analysis)的最新数据,数据显示,9月至10月经季节性调整的全球贸易量下降了1.1%,他表示,去年将被证明是世界贸易自2009年以来表现最糟糕的一年。
DNA from the bones matched that of descendants of the king's sister, while the skeleton had the twisted spine and battle injuries consistent with contemporary accounts, said researchers from the University of Leicester.
2. "Breaking Bad" (4.2 million)
In dollar terms, imports plunged 18.8 per cent last month to $114.19, from a 7.6 per cent drop in January and versus an expected drop of 3.6 per cent.
平壤称Park为“人渣”,一直在谴责气球投放,最近几个月甚至要求首尔禁止这一行动。
周日也就是张天羽的作品被谷歌展示的前一天,她接受纽约长岛报纸《新闻日》的采访,表示自己对获奖感到兴奋,但不会熬夜等自己的作品上线。

厨电业两线作战:淘汰赛与团体赛号角长鸣

1. Avoid Late Payments: Since you list out your monthly recurring expenses by payment due date, you’ll be able to quickly reference which bill is coming due at what date.

2. Prevent Bank Over-Drafts: Since the sheet contains a running balance, you’ll be able to roughly predict what your balance will be at various points in the month. This will give you a bit of warning so you can shift some money around from a different account and avoid an overdraft.

Download This Sheet:

建材业85家公司中30家净利下滑:供给侧改革成一根“救命稻草”
房价企稳信号明显 回升态势或持续至下半年

PocketSmith, a calendar-based financial planner, is basically an automated version of this tracker sheet. Check it out if you want something more advanced. 北京周边钢铁业大减产治霾

James Bond Themes Honorable Mention: "Surrender" by K.D. Lang
Remedy: When we make a major decision such as accepting (or turning down) a job offer, we tend to exercise confirmation bias. If we think we made a good choice, we prioritize information that supports this view and if we fear we’ve made a mistake, we zero in on intel or impressions that reinforce this gut feeling. If you habitually doubt your competence when it comes to making career decisions, the issue is less about the subjective quality of your past choices and more about building confidence in your ability to guide your career in a satisfying direction and exert some degree of control over the outcomes of your choices. Addressing this could involve recalling the circumstances under which you made a particular choice and the priorities you held at the time and noting how they differ from the circumstances and priorities under which you’re evaluating those decisions. It could also involve working with a career coach to identify patterns in your decision-making and to help you bolster areas in which you’d like to increase your confidence – risk taking or negotiation, for example.
在接受《第一财经》采访时,中国建设银行(CCB)董事长提到,中国各银行面对的最大挑战在于不良贷款不断上升。
2014年出现了这么多大有前途的新剧:《真探》(True Detective)、《荣耀之女》(The Honorable Woman)、《冰血暴》(Fargo)、《婚外情》(The Affair)、《奥丽芙·基特里奇》(Olive Kitteridge)和《硅谷》(Silicon Valley)等。有些老剧仍在坚持,或者莫名其妙地重振雄风,或者在被砍后再次回归,最显眼的是丽莎·库卓(Lisa Kudrow)主演的HBO喜剧《归来记》(The Comeback),它在2005年播出一季后被砍,今年11月回归。

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一个问题接着一个问题,从伊朗制裁到从阿富汗撤军,他的位置和政府态度之间的差别不大,但罗姆尼坚持他将更有效地加强美国的力量。
关于“白”的定义总是存在一定程度的不稳定性。美国的爱尔兰与意大利移民,英国的犹太人,都曾一度被排除在白人多数群体之外,如今却因为他们的种族特征,同样被视为白人主流的一部分。与此同时,尽管犹太人也是白皮肤,特朗普的某些支持者们还是会把他们视为外来者,这些人经常在社交网络上散布反犹太的网络米姆。

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About Philip Taylor, CPA

Philip Taylor, aka "PT", is a CPA, blogger, podcaster, husband, and father of three. PT is also the founder and CEO of the personal finance industry conference and trade show, FinCon.

促进外贸继续回稳向好。
Girls Trip
This quiet, intense Israeli film unfolds like a psychological thriller. A poetry-loving teacher discovers that one of her young pupils is a literary prodigy, and takes increasingly extreme measures to protect his gift from an indifferent world. As the story unfolds, it becomes clear that Mr. Lapid is engaged in a stealthy, ferocious critique of a society that has sacrificed its spiritual values and its cultural inheritance on the altar of power and materialism.

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  1. No problem, guys.

  2. 两招教你识别“劣质”油漆

  3. Staffing
    Matt Lauer

  4. Awesome spreadsheets!

    Thanks for the mention.