Today I thought I’d share a couple of spreadsheets with you to help you stay on top of your finances. They’re oldies but goodies.
6. Make a plan.
All-In-One Personal Finance Spreadsheet
The recession may be over, but the job market recovery is lagging way behind. And experts say the situation may get worse before it gets better.
Supporting Actor in a Limited Series or Movie: Sterling K. Brown, “The People v. O. J. Simpson: American Crime Story”
1. Personal Balance Sheet: This is simply a listing of all your assets and liabilities. It totals up to give you your personal net worth.
2. Personal Income Statement: This includes your income and all your recurring expenses. While this isn’t a full-blown budget, it will help you to visualize what you “have to” pay each month.
3. Financial Goals: It’s important to keep your financial goals in mind when your viewing net worth and income vs expense. This keeps the big picture in mind.
4. Online Log-in Credentials: If you’re worried about security you don’t have to use this section, but I like to have all of my log-in information in one spot so that my wife could pick up the pieces if something happened to me.
This sheet will help you:
Season\'s greetings and sincere wishes for a bright and happy New Year!
That possibility was backed up by a list of top-tier cities the statistics bureau began tracking recently
In truth, slower growth of about 8 per cent could be better for China and for the world. More environmentally sustainable and equitable outcomes would ease popular concerns and higher consumption would ease tensions over global trade.
Snap, however, has sunk to about $15 after initially rallying from its IPO price of $17 in March, damping some expectation of further activity involving so-called decacorns, tech companies that have achieved valuations of $10bn or more through private funding.
Download This Sheet:
Monthly Expense Tracker
里尔宁援引了荷兰经济政策分析局(CPB Netherlands Bureau for Economic Policy Analysis)的最新数据，数据显示，9月至10月经季节性调整的全球贸易量下降了1.1%，他表示，去年将被证明是世界贸易自2009年以来表现最糟糕的一年。
DNA from the bones matched that of descendants of the king's sister, while the skeleton had the twisted spine and battle injuries consistent with contemporary accounts, said researchers from the University of Leicester.
2. "Breaking Bad" (4.2 million)
In dollar terms, imports plunged 18.8 per cent last month to $114.19, from a 7.6 per cent drop in January and versus an expected drop of 3.6 per cent.
1. Avoid Late Payments: Since you list out your monthly recurring expenses by payment due date, you’ll be able to quickly reference which bill is coming due at what date.
2. Prevent Bank Over-Drafts: Since the sheet contains a running balance, you’ll be able to roughly predict what your balance will be at various points in the month. This will give you a bit of warning so you can shift some money around from a different account and avoid an overdraft.
Download This Sheet:
James Bond Themes Honorable Mention: "Surrender" by K.D. Lang
Remedy: When we make a major decision such as accepting (or turning down) a job offer, we tend to exercise confirmation bias. If we think we made a good choice, we prioritize information that supports this view and if we fear we’ve made a mistake, we zero in on intel or impressions that reinforce this gut feeling. If you habitually doubt your competence when it comes to making career decisions, the issue is less about the subjective quality of your past choices and more about building confidence in your ability to guide your career in a satisfying direction and exert some degree of control over the outcomes of your choices. Addressing this could involve recalling the circumstances under which you made a particular choice and the priorities you held at the time and noting how they differ from the circumstances and priorities under which you’re evaluating those decisions. It could also involve working with a career coach to identify patterns in your decision-making and to help you bolster areas in which you’d like to increase your confidence – risk taking or negotiation, for example.
2014年出现了这么多大有前途的新剧：《真探》(True Detective)、《荣耀之女》(The Honorable Woman)、《冰血暴》(Fargo)、《婚外情》(The Affair)、《奥丽芙·基特里奇》(Olive Kitteridge)和《硅谷》(Silicon Valley)等。有些老剧仍在坚持，或者莫名其妙地重振雄风，或者在被砍后再次回归，最显眼的是丽莎·库卓(Lisa Kudrow)主演的HBO喜剧《归来记》(The Comeback)，它在2005年播出一季后被砍，今年11月回归。
Want My Free 31-Step Money Guide*?