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How to choose the best credit card for college students

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How to choose the best credit card for college students
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There are a lot of things to remember to get before your child goes to college, from books to whatever they’ll need to make their dorm feel more like home. But there’s something else some parents apparently want their child to take with them on their venture to higher education — a credit card.

According to a recent USAA survey, just more than half of parents (51%) say it’s most important for their college-aged child to have a credit card so they can build a credit history.

Red ones mean passion and romance, yellow ones speak of friendship, and pink can express your thanks.红玫瑰代表热情和浪漫,黄玫瑰象征友谊,粉玫瑰则表达谢意。If
The central bank last year spent more than six months signaling its intent to wean the economy off a third round of bond-buying, and the prospect upset markets at just about every turn. Now it's only in the first stage of that process.
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Statistics from another market research firm, Counterpoint, indicate that China shipped 465 million smartphones over the last year, accounting for nearly one-third of the global volume.
主流网络游戏仍然是大型多人在线角色扮演游戏 (MMORPG)。报告说,今年10月,中国最热门的10款网络游戏中有6款都属于大型多人在线角色扮演游戏。动视暴雪(Activision Blizzard)开发的《魔兽世界》(World of Warcraft)在注册用户和最高同时在线人数方面仍然排名榜首。但报告指出,目前围绕着这款游戏大陆运营权的政府监管纷争可能会给《魔兽世界》带来负面影响。网易公司目前持有《魔兽世界》的中国大陆独家运营权。
A Beautiful China where the sky is blue, the land is green, and the water runs clear

Read more: "Let me point to the performance of China, in coming in at number 25 in the rankings, is now joining the upper income group of countries that have traditionally dominated the top slots in the global innovation index," the WIPO director-general, Francis Gurry, told a news conference.

Methodology

The survey is based on costs of over 160 items ranging from food and clothing, to domestic help, transport and utilities.
我花钱太多了吗?过度消费会导致压力、混乱以及财政并发症。这也可能会随着时间的流逝变为一种危险的习惯。储蓄是一个非常棒的办法,万一遇到紧急情况,你极有可能为你之前的储蓄而感到欣慰。
In news that should come as little surprise to global air travelers, Singapore's done it again.
According to a newly amended Chinese Criminal Law, those who organize, assist or are involved in cheating during national exams could be sentenced to three to seven years in prison.
Entrepreneur Pat Crowley, the hydrologist who invented the Chapul cricket protein bar, used Bigcommerce to validate early interest in his products and build the momentum to negotiate deals with health food stores and supermarkets. The team recently recommitted toBigcommerce, despite a compelling opportunity to switch to the Shopify platform for far less money. “We don’t think we will outgrow them anytime soon,” he said.
图表二显示的是实际联邦基金利率(计入通胀因素后)和实际自然利率。可以再次看到,当联邦基金利率高于自然利率时,新兴市场危机更为常见。

The skinny on students & credit cards

Brands vs the market
万事达公司表示,其数据反映出世界主要大城市的互联性,并追踪了商务和休闲飞机乘客的消费方式。
最后的预言:疲软的经济增长将延续至2010年。在春天前,奥巴马的白宫都不得不扮演美国政治中心的角色,美国商业界也终于开始相信会出现温和复苏。
designer
现代中国经销商Wang Rongzhen7月20日向路透社指出,现代汽车已经缩减提供给中国进口经销商的产品阵容,仅提供一款车型供销售,而在中国国产的车型不断增加。
Inga Beale出任伦敦劳埃德保险公司CEO,Mary Barra 出任通用汽车高级副总裁,这些都为2013年的女性地位写下了浓墨重彩的一笔。接下来的一年,女性地位还将继续发展,但进展会缓慢而微小,但你一定能随处看到女性的权力和影响力。再怎么说,就连日本都开始鼓励女性工作了呢。

1. Get a co-signer: As we’ve mentioned before, getting a co-signer is certainly an option. This will work with most credit cards for which the co-signer qualifies. It’s important to note that whoever co-signs the card with a college-bound student will also be on the hook for any missed payments.

2. Student credit cards: A selection of credit cards have been designed with students in mind. (You can read our guide to the 深圳一男子一房多卖 重复抵押597套房骗款数亿元 here.) These typically come with lower limits than other cards but can be a great tool to help students build up their credit profile in between hitting the books.

Read more: Choosing a student credit card

3. Secured credit cards: These types of cards may be a good first credit card for a college student, as they’re designed specifically to help people build or rebuild credit. Just know you’ll be required to pay a cash deposit, which serves as a credit line for the account, in order to use a secured credit card.

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4. Authorized users. Parents can also consider making their child an authorized user on one of their existing credit card accounts. An authorized user can make purchases with a credit card but has no obligation to make payments. (That responsibility falls on the primary cardholder.) Just remember, if you’re looking for your child to start building credit, it’s a good idea to ask your issuer if they report authorized users to the credit bureaus (not all do.)

Whatever card, if any, college-bound students or parents decide is right for them, the most important thing is to use it responsibly. Part of that means monitoring your credit to see how your payment history and debt usage are affecting it. You can 钢价跌破1994年价格水平 新型城镇化或能挽救钢市, updated each month, on Credit.com.

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This article originally appeared on Credit.com.

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