There are a lot of things to remember to get before your child goes to college, from books to whatever they’ll need to make their dorm feel more like home. But there’s something else some parents apparently want their child to take with them on their venture to higher education — a credit card.
According to a recent USAA survey, just more than half of parents (51%) say it’s most important for their college-aged child to have a credit card so they can build a credit history.
Red ones mean passion and romance, yellow ones speak of friendship, and pink can express your thanks.红玫瑰代表热情和浪漫，黄玫瑰象征友谊，粉玫瑰则表达谢意。If
The central bank last year spent more than six months signaling its intent to wean the economy off a third round of bond-buying, and the prospect upset markets at just about every turn. Now it's only in the first stage of that process.
Statistics from another market research firm, Counterpoint, indicate that China shipped 465 million smartphones over the last year, accounting for nearly one-third of the global volume.
主流网络游戏仍然是大型多人在线角色扮演游戏 (MMORPG)。报告说，今年10月，中国最热门的10款网络游戏中有6款都属于大型多人在线角色扮演游戏。动视暴雪(Activision Blizzard)开发的《魔兽世界》(World of Warcraft)在注册用户和最高同时在线人数方面仍然排名榜首。但报告指出，目前围绕着这款游戏大陆运营权的政府监管纷争可能会给《魔兽世界》带来负面影响。网易公司目前持有《魔兽世界》的中国大陆独家运营权。
A Beautiful China where the sky is blue, the land is green, and the water runs clear
Read more: "Let me point to the performance of China, in coming in at number 25 in the rankings, is now joining the upper income group of countries that have traditionally dominated the top slots in the global innovation index," the WIPO director-general, Francis Gurry, told a news conference.
The survey is based on costs of over 160 items ranging from food and clothing, to domestic help, transport and utilities.
In news that should come as little surprise to global air travelers, Singapore's done it again.
According to a newly amended Chinese Criminal Law, those who organize, assist or are involved in cheating during national exams could be sentenced to three to seven years in prison.
Entrepreneur Pat Crowley, the hydrologist who invented the Chapul cricket protein bar, used Bigcommerce to validate early interest in his products and build the momentum to negotiate deals with health food stores and supermarkets. The team recently recommitted toBigcommerce, despite a compelling opportunity to switch to the Shopify platform for far less money. “We don’t think we will outgrow them anytime soon,” he said.
The skinny on students & credit cards
Brands vs the market
Inga Beale出任伦敦劳埃德保险公司CEO，Mary Barra 出任通用汽车高级副总裁，这些都为2013年的女性地位写下了浓墨重彩的一笔。接下来的一年，女性地位还将继续发展，但进展会缓慢而微小，但你一定能随处看到女性的权力和影响力。再怎么说，就连日本都开始鼓励女性工作了呢。
1. Get a co-signer: As we’ve mentioned before, getting a co-signer is certainly an option. This will work with most credit cards for which the co-signer qualifies. It’s important to note that whoever co-signs the card with a college-bound student will also be on the hook for any missed payments.
2. Student credit cards: A selection of credit cards have been designed with students in mind. (You can read our guide to the 深圳一男子一房多卖 重复抵押597套房骗款数亿元 here.) These typically come with lower limits than other cards but can be a great tool to help students build up their credit profile in between hitting the books.
Read more: Choosing a student credit card
3. Secured credit cards: These types of cards may be a good first credit card for a college student, as they’re designed specifically to help people build or rebuild credit. Just know you’ll be required to pay a cash deposit, which serves as a credit line for the account, in order to use a secured credit card.
4. Authorized users. Parents can also consider making their child an authorized user on one of their existing credit card accounts. An authorized user can make purchases with a credit card but has no obligation to make payments. (That responsibility falls on the primary cardholder.) Just remember, if you’re looking for your child to start building credit, it’s a good idea to ask your issuer if they report authorized users to the credit bureaus (not all do.)
Whatever card, if any, college-bound students or parents decide is right for them, the most important thing is to use it responsibly. Part of that means monitoring your credit to see how your payment history and debt usage are affecting it. You can 钢价跌破1994年价格水平 新型城镇化或能挽救钢市, updated each month, on Credit.com.
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This article originally appeared on Credit.com.