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Think you’ve had some bad job interviews this year? This survey is guaranteed tcheer you up (unless you happen tbe part of it). When staffing firm OfficeTeam asked 600 managers across North America tdescribe the most embarrassing interview blunders they had seen in 2014, here’s what they said.

How I Chose A Niche for My Personal Finance Blog

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Have you ever wanted to start a business, but you can’t figure out what product or service to sell? I have. Multiple times.

The search

"China is Australia's most valuable tourism market, with the potential to be worth more than $13 billion by 2020."

谷歌的数据还显示,著名流行歌坛天后惠特尼?休斯顿今年二月份去世的消息吸引最多网民关注,风头盖过了凯特王妃。

单词manifesto 联想记忆:

“You can choose to spend the time however you like,” he wrote, suggesting people “go travelling, pursue a philanthropic project, spend quality time with family or simply take time out to recharge and refocus”.

People with Type A personalities are often high-achieving "workaholics". They push themselves with deadlines, and hate both delays and ambivalence. People with Type A personalities experience more job-related stress and less job satisfaction.
《皮囊之下》就是如此的直观如此的自由不羁,抛开欢快,离奇的剧情和电影本身的情色——一切都处于黑暗中,摧毁性的性爱中。它是一种力量,在你的皮囊之下。

I decided to start my own blog and wanted grow it into a side business one day.

I contemplated starting a blog as a hobby for 12 years but never followed through with it. But this time, I will.

The niche

I didn’t start out intentionally searching for a niche I could fill. I started Frugal Asian Finance to fill a void I saw in the blogging community.

Comic skit “Give Hand So That I Won’t Be Lonely”(Feng Gong, Guo Donglin and Yan Xuejing)
一、2016年工作回顾

1)Thank You: Common courtesy? Sure. But tell me this: When was the last time you forgot (or rejected) gratitude? Whether given in private or public, a sincere ‘thanks’ creates goodwill. Don’t forget your mother’s advice: “Say please.” People are always happier doing a favor than taking an order.
报告称,打造“机遇之城”的关键是技术创新和均衡发展。
'安全提示问题'并不安全

JINX: THE LIFE AND DEATHS OF ROBERT DURST (HBO, Feb. 8) Andrew Jarecki (“Capturing the Friedmans”) directed this six-part documentary series with the cooperation of Mr. Durst, the New York real estate scion linked to several killings and the unsolved disappearance of his first wife.
Inspired by this, researchers and scientists have been working on areas where making things small may mean big results.
成功的创业者在自己创业之前,通常都曾在同一领域的其他公司工作过。在业内工作数年时间,并且找一位优秀的导师,将为你的创业成功奠定坚实的基础。从前辈的错误中总结经验教训,思考如何改进他们的模式。找到愿意指导你的人,然后再考虑自立门户。
Continued experimentation with wearables is important, but the near-term requires a conversation “about whether current wearables, driven by a combination of organic efforts and corporate tech efforts, are really adhering to customer needs and wants or if companies need to explore a different set of partnerships to push wearables beyond early adopters and into the mainstream,” Gilbert says.

While Deb and Al at Saving The Crumbs offer great posts about their groceries, they’re strictly vegetarian, and I’m not. Even after I started blogging and found out about other Asian bloggers, their sites are more about early retirement and investment.

“The worker threw a brick through the window with the words ‘I quit’ written on it.”
上榜理由:天堂近在咫尺
客户通过Twitter 和Faceboo向世界传播“糟糕经历”的能力已经改变了客服世界的生态。尼尔森公司(Nielsen)2012年的一项调查显示,超过一半的客户现在通过社交媒体寻求补救措施;与此同时,在Twitter上提出问题或抱怨后,大约81%的用户提出当天就能获得回应。但在今年秋天,事情变得更加有趣:9月2日,英国航空公司(British Airways)乘客赛义德?哈桑斥资大约1,000美元,购买了几条“推广消息”,猛烈抨击这家航空公司弄丢了他的行李。鉴于有偿社交媒体推广现已成为客户的新武器,从2014年开始,各大航空公司、信用卡公司、银行和其他累犯提供的糟糕透顶的客户服务或将走向终结。无穷无尽的电话等待时间和那些自动化的“电话树”(比如,“英语服务请按1,西班牙语服务请按2,您整整一个下午都需要等候接听请按3”)或许将被扔入历史的垃圾桶。
如果你很卖命的工作并且给公司创造了价值,你本应该得到酬谢。如果你的老板在两年之内没有给你涨薪水,去申请吧。如果老板不同意,还考虑什么,走吧。

“…was asked ttell the interviewer a little about herself, and didn’t have anything tsay.”
With a bit of help from Charles Dickens, let’s take a look back at the year in which almost nothing worked:
梅瑟威一场拳赛的要价可以高达7000万英镑,但是他去年的收入只排在榜单上位居第16位。去年梅瑟威的拳赛收入达到了2000万英镑,此外他的服装品牌TMT(The Money Team)也给他贡献了500万英镑。

今年,纽约市公寓的平均售价突破了100万美元(约合人民币623万元),这是一个影响深远的里程碑。随着城市人口的激增,错过了上一轮楼市繁荣期的社区,都见证了房价和楼盘数量的增长。
个人电脑使用周期延长,再加上智能手机和平板电脑带来的竞争,大大抑制消了消费者对PC的需求。据IDC数据显示,全球各地区的电脑出货量均连续5个季度出现下滑。
补救办法:这也是一个后知后觉的遗憾,没有时间机器是无法解决的。你在学业上花费的时间、精力和金钱是既定成本。你无法改变以前的学业情况,但可以找出自己在大学期间没有学好的课程,然后想办法从现在开始弥补。例如,如果你觉得自己在课堂外的社交有所不足,你可以考虑加入校友协会,或者努力地融入到你所在领域的行业协会。如果你后悔错过了早上八点钟的管理会计课程,悲叹这些知识现在对你多么重要,那么你可以看看附近社区大学的这类课程。
London Fashion Week will not feature any animal fur clothes or accessories on the runway this year, making it the first fur-free major fashion week.

The options

British schools outperform the French on both new criteria. Warwick Business School, the top UK school for career progress, is second overall for the criterion, 30 places above the first French school, HEC Paris. Alumni from UK schools also see a higher increase between their first salary after graduation and now, at 62 per cent versus 45 per cent. However, UK school alumni still have a lower salary on average than their counterparts who studied in France, at $55,000 versus $64,000.
但由于受到英国脱欧的影响,英镑大幅贬值,英国首相的收入换算成美元后也在大幅缩水。
It's real easy for us to sit up here and tell teams that they need to go out there and lose a bunch of games. We're not the ones on the hook for ticket sales and advertisers.

挪威两度拒绝成为欧盟成员国,整体排名为地第十。“公民权益”排名第一,“最透明”国度排名第二。
"没人能阻止行动,我会用生命为代价一直投放宣传单张到北韩,"Park说,强调他一直有对抗北韩威胁的准备。
这部电影有实力冲击很多奖项,但很难领跑其中的任何一项。也许“甜茶”蒂莫西?柴勒梅德的表演是该片冲奥的最大可能。

国家已出台多项措施来推动新能源汽车,包括免税、发放购车补贴,以及要求政府部门购买更多的新能源汽车。
The CPI rose by 2 percent.
这将是一部非常有趣的电影,刻画出了美国队长与钢铁侠之间微妙的关系, 两人经常陷入信任危机。

The logo I designed for my old blog

The upshot: The world's largest economy can still function as an oasis in a desert despite the claims of doomsayers that those days are over.
单词immunity 联想记忆:

D'Aloisio's parents came to England from Australia. His father, Lou, has worked in commodities for BP and Morgan Stanley, while his mother, Diana, is a corporate lawyer who also serves as her son's contractual representative. They always knew D'Aloisio was an extremely inquisitive child. 'But he was our first, so we didn't think it was anything out of the ordinary,' says Diana. (D'Aloisio's brother, Matthew, is 14.) They stress that despite his impressive accomplishments, he remains a normal kid. Or at least as normal as a kid can be when he's making offhand references to Markov models and stochastic processes. 'He still goes out on weekends, still goes to parties,' says Diana. 'He's got a girlfriend. All the things you do at 17.'
adj. 终极的,根本

The overwhelming weight of the coverage of the oil market by analysts and commentators concentrates on the supply side and the volumes being produced and exported from Saudi Arabia or elsewhere. Supply is important but costs matter more.

巴西
Format: After a one-week orientation, classes are held on alternating weekends on Fridays and Saturdays, with accommodations provided on Friday nights. Final term sessions are held on campus for two weeks with the remainder of the term completed online.
Star Wars: Rogue One is set to release on December 16, 2016.
周边环境:这栋房屋坐落在摩德纳岛(Modena Island),距萨凡纳市中心大约20英里(约32公里)。据该房源的代理人说,该社区设有门禁,在栎树丛与咸水湿地之间坐落着大约20栋房屋。摩德纳岛是斯基达韦岛(Skidaway Island)的一部分,岛上有一座由佐治亚大学的海洋学研究所和一座大型州立公园。

The drama was broadcast during the summer holiday, targeting young audiences who prefer fantasies and romances.
figure
Steven Spielberg directs Meryl Streep and Tom Hanks in The Post, a thrilling drama about the unlikely partnership between The Washington Post's Katharine Graham (Streep), the first female publisher of a major American newspaper, and editor Ben Bradlee (Hanks), as they race to catch up with The New York Times to expose a massive cover-up of government secrets that spanned three decades and four U.S. Presidents. The two must overcome their differences as they risk their careers - and their very freedom - to help bring long-buried truths to light.

I wanted to appeal to a large audience by writing about personal finance in a way that anyone can relate to me. However, when I looked at Frugal Finance, I didn’t see myself in it. I didn’t see what I saw was missing in the blogs I had read: a perspective on personal finance from an Asian female.

The decision

The dip for the Caixin gauge, which concentrates on smaller and private manufacturers, stands in contrast to a pickup for China’s official manufacturing PMI, which focuses primarily on large, state-owned enterprises. The divergence may indicate that smaller outfits have been hit harder by pollution curbs and other regulatory tightening than their larger, state-run competitors, which also enjoy privileged access to state-run lenders.
不过,对其他地区的出口却差多了,尤其是对转口地区香港的贸易,该月以美元计的对香港出口同比下滑26.3%至338.4亿美元。对欧盟(EU)国家的出口也下滑4.7%至335亿美元。而对日本出口则下滑5.5%至112.7亿美元。

The only thing that went wrong this time was a typo in the domain name. I set up the blog at 11:30 PM that night. I’m not sure if being sleepy was the reason, but I typed frugalasiangfinance.com. I added a “G” in between Asian and Finance and didn’t notice it until I got a confirmation email from Bluehost.

China must walk a narrow line at a time when its outgoing leadership is reluctant to take any far-sighted decisions.
Its Academic Ranking of World Universities is made up of six objective indicators, including the number of alumni and staff winning Nobel Prizes and Fields Medals, the number of highly-cited researchers, the number of articles published in the journals Nature and Science, the number of articles indexed in the "Science Citation Index", and their per capita performance.
但他们事先计划投放100000反平壤宣传单。
Have a love filled New Year!
2=中立

Two months later, the blogging bug refused to leave me. I finally gave in. This time I told myself to check the domain name carefully and never cancel it ever again no matter what might happen. Frugal Asian Finance was born.

Conclusion

She said: 'On a scale of one to 10, I feel I'm at a nine because there's definitely room for improvement. I know I could go further.'
Did you have to worry about these little things when you were my age? 在您那个年代,您曾经担心过我们现在担心的事吗?
Upgrades to the country's industrial structure in which labor-intensive industries are being moved out of metropolitan areas contributed greatly to the demographic change, Peng Xizhe, dean of the School of Social Development and Public Policy at Shanghai-based Fudan University, told the Global Times on Tuesday.
We think of the passage of NBA time in seasons, for obvious reasons. There's connection, a continuum. It's how we remember things that happen, in the course of a season of play. But there's some benefit to looking back at a calendar year, January 1 to December 31, and what we've learned in that process. After all, many say the "unofficial start" to the NBA season is Christmas, with the new year starting soon after. So here are the lessons we learned about the NBA in the year 2017.

I didn’t realize until now that I was actually doing market research for my current blog and figured out a niche I could fill. I’ve also decided on the blogging style I want to pursue: keeping it personal with great tips along the way.

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16 thoughts on “How I Chose A Niche for My Personal Finance Blog”

  • That was interesting. I thought I was the only one in this world who made mistakes like that.
    Let me introduce myself. Blogger, Indian woman, working towards early retirement. Most of the blogs I saw were white, male too. Now I see some female ones as well, but not too many. And I agree what you said about frugal recipes too. I will go through the rest of your site now.
    I have a vague notion of making money from my blog, but right now I am concentrating on adding good content. Still very new.
    Merry Christmas to you!

    • 除了作为微信核心的私聊和群卿功能之外,用户还可以通过“漂流瓶”功能寻找新的好友,具体方法是录制一段信息装在虚拟的“瓶子”里扔出去,等陌生人捡起来回复。“查看附近的人”功能与一些手机交友应用相似,用户通过它可以浏览附近其他用户的资料。另外还有一个名叫“朋友圈”的功能,用户通过它可以将相册公开分享给好友群,跟照片分享应用Instagram很像。
      One year after new measures were implemented, Shanghai saw a year-on-year increase of six times the number of permanent residence applications from foreigners and their families.
      而在一年前,台湾的反华人士就选择了向日葵作为他们反华事业的标志。
      特斯拉(Tesla)正处在蜜运中。这家电动汽车公司的财富以不可思议的速度积聚,而投资者仍在热烈地追捧它。
      Kate Hudson spoke to British Elle magazine exclusively for this interview。   凯特·哈德森接受了英国ELLE杂志对她的独家专访。Does actress Kate Hudson know wha
      连平说道:“在2017年的低基准上,今年CPI可能会以一个更快的速度上涨,但在需求稳定、货币环境紧张的背景下,不会出现明显的通胀压力。”
      这四个特大城市在11月之后则经历了交通拥堵状况的缓解,这可能与冬季用户出行减少、雾霾、外出打工人员返乡等多重因素有关。
      7 August
      《大汉情缘之云中歌》改编自桐华网络小说《云中歌》。它以西汉时期(公元前206年-公元220年)为背景,讲诉了名为云歌的女子、贵族公子孟珏和汉昭帝刘弗陵之间的传奇爱情。该剧和《琅琊榜》同月播出,风头却几乎被《琅琊榜》完全盖过。它也因历史漏洞广受诟病。对某些观众而言,杨颖的颜值恐怕是该剧吸引他们的唯一亮点。
      convenient
      想知道2013年的最差工作是哪些吗?报社记者以其令人尴尬的特质,取代伐木工人成为今年的最差工作。
      威廉姆斯指出,据凯投宏观估计,全球经济增长率将从2016年的2.5%上升至今年的2.8%,“新兴世界的大宗商品净出口国的出口额(以美元计算)同比增长应会达到20%左右。”
      "There's a new type of wealth creation coming out," he told Reuters, adding China was having to adapt as the wider economy was "very materially slowing down".
      Mr Trump is almost a textbook demagogue.
      3. Piggyback Rider

      幸好这类单曲只是《名誉》这张专辑的一部分。在《Dress》(《连衣裙》)这首歌中,她沉醉于令人激动的新恋情里;在《New Year’s Day》(《新年》)这首歌中,她试着弄明白聚会结束后她还拥有什么。

      • I have a bike I don’t use that much- just to ride with my son. And I cannot do a single pull up.
        I saw that you have a blog too, read the first post. Will go back and read the rest.
        Merry Christmas to you!

      • 我们的前路应有尽有,我们的前路一无所有……
        为了让故事更符合现代读者的口味,新作加入了一些“小花样”,包括吸烟会导致癌症的广告词以及一位跟邦德不相上下的女性。

        adj. 保守的,守旧的
        intended

    • 影片大量借鉴了亚瑟·布雷默的事迹,此人于1972年枪击了总统候选人和隔离主义者乔治·华莱士。与电影中一样,布雷默枪击华莱士也是在被一个年轻女孩拒绝后不久。尽管如此,他的生活总的来说不如德尼罗的角色那么激动人心,他俩最大的共同点,就是都没有真的杀死目标。

      [pr?'d?ktiv]
      1.Shailene Woodley
      在经历了长达几十年的许诺后,新的基因疗法终于开始有了一些真实的好成果。不过就像所有的新型疗法一样,基因疗法需要向公众准确地传递如何治疗以及治疗背后的原理,这和疗法本身一样具有挑战性。

  • Happy holidays! I think you’ve got a good niche. It’s great to hear an Asian female voice in PF. Really not that many previously. Seems like many more this past 2 years. Enjoy the holidays!
    My kid is up early. 😉

    • 当很多千禧一代很难找到工作或在低技能岗位上将就时,凭着项目本身与公司合作伙伴的联系以及校友网络,这些管理学硕士项目的毕业生获得了很高的就业率。

      At least one model of the next iPhone is expected to feature image-capture technology that can sense depth, and track faces and expressions. A range of new emojis include monkeys and robots, whose animated expressions can mirror the iPhone user’s face as Apple battles for users’ attention with the likes of Facebook and Snapchat.
      2015年3月,前任首相卡梅伦在CNNMoney的收入排行中以14万2500英镑(在当时约合21.48万美元)的年收入位列第五,而梅今年只排到第七。
      然而据北京出入境边防检查总站(Beijing General Station of Exit and Entry Frontier Inspection)称,只有14,000名旅客办理了过境免签手续,远低于官方此前预计的20,000人。

  • 贝拉是该榜单上最年轻的模特,她上个月刚满21岁。
    到了明年3月,这些明日之星中很有可能会有1-2个人脱颖而出,可以成为球队基石。

    "我认为机器会比人类更强大、更智能,但绝不会比人类更睿智。"马云如是说。“因为有一件事是肯定的:智慧、灵魂和心灵都是人类所拥有的东西,而机器永远不能享受失败、成功、友谊或爱情。”
    Peace and love for you at New Year from all your students.
    6. Untitled Detroit Riots film
    很多人相信,对于中国资源环境来讲,人口已不再是主要威胁。相反,中国的人口危机已转变成出生率过低,社会老龄化加剧以及性别比例失衡。在中国的珠江三角洲等地已经出现了技工短缺的现象,所以不久以后,我们可能将看到计生政策上的重大变革。

    在4月24日当天,周某带着农药来到重庆荣昌益民技工学校,并把毒药藏在了桌子下面。

  • “还有人在视频会议上宣布辞职。”
    I wish you a happy New Year. All affection and best wishes to you and yours.
    学者们指出,身份认同可以分为两大类,一种是“获得性”的身份认同,基于个人努力;另一种是“先赋性”的身份认同,基于自身天生的特征。
    Coca-Cola said that the consumer slowdown in China had hit sales, and weaker demand was forcing it to drive down inventory.

  • This year's best midseason trade action happened early:
    我们总会不断地去思考着NBA一个赛季接着一个赛季的时间流逝,原因也很明显。在流逝的过程中,每一项事物都是有联系的,整个过程就是一个连续体。这就是我们记住在一个赛季当中所发生事情的方式。当我们翻看日历,从1月1日到12月31日,回顾一下我们在这个过程中学到了什么,对我们来说是很有好处的。而且,很多人说NBA赛季的“非正式开端”是圣诞节,也正是因为新年很快就要开始了。下面是我们在2017年里所学到的关于nba的经验教训。

  • We were having the niche discussion over the Rockstar forums and I am all about embracing our gender, race, ethnicity, cultural background in how we present our blogs. While some people think that race and gender are divisive, I completely disagree. They just are facts of life. I’m as Black as they come and I love your blog. I have learned so much since I started reading it. Heck, you’re one of my blogging role models. Knowing that you’re Asian doesn’t put me off to enjoying your writing and seeking out your perspective.
    Although I didn’t incorporate the fact that I’m Black in my blog title, it’s all over my blog posts, whether it be in my cultural references, sayings, gif choices, or explicit addressing of race. Although very few people read my blog right now, it’s a very diverse few dozen. I too saw a void in the PF blogosphere when it came to Black bloggers. Most of the ones I saw were primarily focused on getting debt free and I didn’t see very many single women with higher income looking to take their finances to the next level. I figured it if I couldn’t find what I wanted to see, I should just be it. And I am having a blast. My blog continues to evolve as I learn more and I have great people from all types of backgrounds to look to for inspiration.

  • 其中涉嫌售假的占比近45%,同比去年上升18.2%。消费者差评、频繁退货、投诉案例也很多。部分商家通过虚假低价的商业陷阱来促销商品。
    过去二十多年间,我一直在写关于亚洲崛起及其推动力量的文章。东亚各国领导人之间有一个了不起的共识:亚洲需要利用当前的机会之窗,把重点放在经济发展和增长上。战争是发展的最大阻碍。如果亚洲人真的愚蠢,他们或会卷入这样的战争,破坏自己巨大的发展前景。大多数亚洲国家(除了朝鲜)的领导人,都很明白战争的危险。因此,虽然这一地区会出现局势紧张和对抗,但无论在2014年还是2015年都不会爆发战争。随着2015年缓缓展开,我想鼓励所有西方学者根据亚洲本身的情况理解亚洲的根本发展动力,而非将理解建立在西方先入之见的基础上。
    在这部1998年的古装剑侠动作电影中,安东尼奥·班德拉斯扮演了一个无聊的贵族,他有时会扮成蒙面歹徒,从腐败领导人手中拯救加州的墨西哥平民。虽然佐罗听起来可能像个普通的老派超级英雄,但是《佐罗的面具》依据的故事大部分来源于现实世界中,一个叫乔伊·穆里埃塔的亡命之徒。
    尽管法国和西班牙的商学院在“无工作经验要求”项目排行榜上位居前列,但英国商学院才是该榜单的真正“大户”,50所上榜商学院中有17所是英国的,领先于美国(8所)和法国(6所)。两所英国商学院——伦敦商学院和剑桥大学(University of Cambridge)贾奇商学院(Judge Business School)——在“有工作经验要求”项目排行榜上领跑。
    达洛伊西奥常喜欢说“时间是新的货币”。这是一个17岁男孩对人生的睿智洞察,也是Summly软件背后的发展理念。而我们多数人在他那个年龄,时间多得都不知道该怎么做才不会荒废。我很容易就忘了这样一个事实:达洛伊西奥在1995年出生于一个中上层阶级家庭,连高中都还没毕业,还住在小时候住的那个舒服卧室里。在我和他父母聊天的时候,他离开房间去在电脑上干活。只见他穿着袜子下楼,牛仔裤腿扫过大厅的地毯──此时此刻是他最像个孩子的时候。
    至于英格兰嘛?或许最好的事情应该便是在此次比赛中无人会期待有任何事情的发生,而对于英格兰而言,不从小组赛中淘汰掉便是一个褒奖了吧。
    China's National Bureau of Statistics said its property prices index for November showed that new home prices fell 3.7 per cent from a year ago, the third straight annual decline following readings of -2.6 per cent in October and -1.3 per cent in September.

  • adj. 能生产的,有生产价值的,多产的
    35岁的阿德里亚娜·利马身着一件凸显身材的白色抹胸式礼服。这位巴西模特选择了简单又时髦的装扮,她把头发扎了起来,戴着一条抢眼的项链,项链上缀满了钻石。
    [grɑ:nt]
    The drama and the original game have a large fan base and enjoy great popularity in China, and even elsewhere in Asia.

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